A PCP (Personal Contract Purchase) claim relates to issues arising from unfair or mis-sold car finance agreements. If you’ve been misled about the terms of your PCP contract, overcharged, or weren’t fully informed about fees, interest rates, or your options at the end of the agreement, you may be eligible to make a claim. Understanding your rights can help you recover money or renegotiate your agreement.
Your Rights in Mis-Sold PCP Agreements
At Davidson Associates, we are committed to holding finance providers accountable for any unfair practices. Our experienced team specialises in identifying mis-sold agreements, hidden charges, or unclear terms that may have affected your financial decisions. We’ll guide you through the claims process, ensuring you get the compensation or resolution you deserve. With us on your side, you can take control of your finances with confidence.
Ways You May Have Been Misled
Unclear Terms: Key terms, such as balloon payments or mileage limits, weren’t properly explained.
Excessive Interest Rates: You were charged more interest than initially disclosed.
Undisclosed Fees: Hidden fees or charges were added to your agreement.
Pressure Selling: You felt forced to accept a deal without fully understanding it.
Inaccurate Information: The car’s depreciation value or resale options were misrepresented.
Unfair Credit Checks: Your financial situation wasn’t properly assessed before the deal.